Santa Monica Fire Department Awarded Class 1 Rating


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City of Santa Monica NEWS


August 7, 2017

Contact Captain Patrick Nulty, PIO
              Santa Monica Fire Department

The City of Santa Monica is proud to announce that the Santa Monica Fire Department has been awarded
a Class One Rating by the Insurance Services Office (ISO).  Out of 27,198 fire departments in the U.S,
Santa Monica Fire is 1 of only 241 departments to receive this rating. Through the Public Protection
Classification (PPC) Program, the Insurance Service Office evaluates municipal fire-protection efforts
in communities throughout the United States. The ISO is a nationwide rating service used by insurance
companies to help establish local business and residential property insurance rates. The Class One rating
is the highest possible rating that can be given to any fire department nationwide.

The ratings process involves a periodic, detailed analysis of all fire departments operations, the city’s
water system, and emergency 911 communications system. The program provides an objective, countrywide
standard that helps fire departments in planning and budgeting for facilities, equipment, and training. During
this evaluation, the SMFD received 93.2 out of 105.1 possible points, the highest we have every achieved. 

Insurance companies use the Insurance Services Office information to help establish fair premiums for fire
insurance — generally offering lower premiums in communities with better protection. By offering economic
benefits for communities that invest in their firefighting services, the program provides a real incentive for
improving and maintaining public fire protection.

In addition to the ISO rating, there is many factors Insurance company’s use to establish the premiums they
charge to policy holders. Residents and business owners can contact their insurance provider to inquire how
they may benefit by the new Fire Department Class one rating.


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